COUNTDOWN TO NERO™ — TERMS OF USE Effective: June 15, 2026 ================================================================================ By accessing https://countdowntonero.pplx.app (the "Site"), you agree to these Terms of Use. If you do not agree, do not access or use the Site. 1. NATURE OF THE SITE The Site is a work of editorial commentary and satire by Andrew Carroll. It presents publicly available economic and financial data alongside the author's original creative framing. It is not financial advice, legal advice, or investment guidance. Do not make personal, financial, or policy decisions on the basis of figures presented here. 2. ACCURACY Live values are calculated from cited public sources. Underlying figures are estimates. Private net-worth figures, in particular, are derived from third-party estimates and are inherently uncertain. The author makes no warranty as to accuracy, completeness, or timeliness. 3. INTELLECTUAL PROPERTY All content on the Site is © 2026 Andrew Carroll, all rights reserved, and is governed by the LICENSE file accompanying the Site. The name "Countdown to Nero" is a trademark of Andrew Carroll. Unauthorized reproduction, redistribution, derivative works, commercial use, scraping, or use to train machine-learning systems is prohibited. See LICENSE for details. 4. PERMITTED USES You may view the Site in a personal capacity. You may share the canonical URL by link. Brief, attributed quotation consistent with fair use is permitted. All other uses require prior written permission. 5. DATA SOURCES The Site cites and links to its data sources, including the U.S. Treasury Fiscal Data API, the Bureau of Economic Analysis, the Social Security Administration, the Centers for Medicare & Medicaid Services, the Bloomberg Billionaires Index, Forbes Real-Time Billionaires, and the Federal Reserve Distributional Financial Accounts. Those data remain the property of their respective publishers. 6. THIRD-PARTY LINKS The Site links to third-party websites for citation purposes. The author does not control and is not responsible for the content of those sites. 7. NO WARRANTY THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. 8. LIMITATION OF LIABILITY TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE AUTHOR SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SITE. 9. EDITORIAL & POLITICAL SPEECH The Site contains commentary on public figures, public officials, and matters of public concern. All such content is the author's protected expression under the First Amendment of the United States Constitution and is offered for purposes of public debate, criticism, and satire. 10. CHANGES These Terms may be updated. The current version is the one posted on the Site at the time of access. 11. GOVERNING LAW These Terms are governed by the laws of the State of Arizona and the United States, without regard to conflict-of-law principles. Any dispute shall be brought in a court of competent jurisdiction in Maricopa County, Arizona. 12. CONTACT Permission requests and inquiries may be directed to the author in writing. ================================================================================